1 - OUR FIRST MEETING
A great way to begin your home-buying journey is to have a clear vision of your goals, needs, and financial capacity. Whether you’re sick of paying rent, looking to settle down, or just want more control of yourliving space - homeownership is a great long-term investment. Not to mention, it comes with enticing tax benefits. Choosing the right home begins with you, butI will be your champion through the trepidatious process.
2 - Financial PREPARATION
Build your ‘Green File,” which should contain all of the important documents that you’ll need in order to secure financing for your home. It’s important to know your credit score and avoid hard credit checks during the home-buying process. These measures help to ensure that you present your best financial-foot forward, maximizing your loan opportunity.
3 - Determining Where to Live
Time to consider where you want to live. What are you looking for in a neighborhood? What style and vibe best suit your personality? The neighborhood you live in is a representation of your personal values and can contribute to the essence of your home. I have extensive, both personal and professiona l, experience with a plethora of neighborhoods along the Golden Coast. This means I can give you the best possible recommendations on the perfect community for you and yours.
4 - reviewing disclosures
5 - Making an Offer
Establishing a rapport with other agents has ensured that they look forward to working with me. After reviewing the most recent local home sales, we’ll collaborate on enticing offer strategies. Presenting a strong offer in this intimidating market may seem like a daunting task; but I’m here to act as your guide through this process, ensuring you are ready to present the strongest offer on your dream home.
6 - Title Company & Escrow Holder
Now comes the waiting game. When you open an escrow account you put down any deposits, or fees necessary to purchase the home. This shows that you are serious and have the funds to proceed with the transaction. These funds will stay in this account until all documents and negations have been settled, and the transaction comes to a close. I’ll be there to simplify and guide you through this lengthy and confusing process.
7 - FINDING THE PERFECT HOME
8 - Closing-Almost There!
This is the finish line! I will continue to be there for you through the final inspection and to help tie up any financial loose ends. Once the closing statements are received, and all documents are signed and finalized, you can congratulate yourself on being the proud new owner of a wonderful home.
9 - Moving In
It doesn’t end there! I can help smooth out the details of getting you settled into your new home. With a large network of trusted experts, I can provide assistance with everything from mover, to home designers, painters, electricians, and so much more! Having a checklist will help ensure you get all utilities in your name and that any necessary vendors are contacted.
9 - Moving In
How much can I afford?
What can I afford?
I want to spend this much each month
You can afford:
With a monthly payment of:
You can afford:
